finance

Create a finacial plan using the steps that uses the 6 flinacial planning steps provided in the slides below. (the 6 steps are located in slide #1, more clarification in the 2 other slides). using these finacial steps below create a five year projection finacial plan. 
background for the finacial plan
is currently a college 20 yr old student that graduates in 2023
currently working about 30 hours a week for 15/hour 
bills include 
77 for own life insurance 
119 for mothers life insurance 
54 for iphone plan 
63 for phone bill 
176 for cable and internet bill 
college is currently free from scholarships 
has about 600 in credit card debt that is being payed off by month minimum of 45 dollars 
has a 740 credit score 
student is currently a a cyber security major that plans to get a career in the field, most likely for the CIA/FBI/etc
student often takes ubers that are about 12-14 dollars in cost (has the option of taking the train to work that cost $2.50, but has a time cost)
student grew up poor with lack of finacial literacy and lack of finacial security worries the student for the future
thought process  as long as bills are paid, then the rest is spending money ( is willinng to change this attitude for the better to acheive better finacial goals)

due to life circumstances the student is barely able to save and only has about 100 dollars to the savings account 
the student actively provides for their mother who is unable to work and also cators to their econmic need if the needs are not outlandish 
current enjoyments that use money are- shopping for clothes. buying kitchen ware, buying and playing video games, eats kbbq about once a week with friends 
though the student spends on luxaries mentioned above  they always make sure the bills are paid first. the student is willing to sacrafice some if their luxaries(listed above) in order to make finacial plans work 
is open to working to 40 hours a week once fall semster is over to make extra money 
is willing to cut some finacial support from mom in order to save for long term finacial goals

finacial goals – save about 200 for emergency funds 
student is insured with 35 dollar co pay. 
(save for a car in the near future after obtainng license 
pay off credit card debt 
obtain a paid intership in the cyber secutity field
finish school 
obtain well paying job 
willing to move to are that provides best finacial situation 
continue finacially supporting mom 
own an apartment for it is cheaper short term, 
you are able to create both short term goals and long term golas for the assigment that is reasonable 
 WRITE IN THE PERSPCTIVE OF THE STUDENT
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